No-exam policies don’t require a medical exam. In our life insurance reviews, our editorial team considers the customer and the insurer. These are some of the factors we take into account ...

Cassidy Horton is a finance writer covering banking, life insurance and business loans. She has worked with top finance ...

NAIC complaints Ratings are based on complaints to state regulators relative to a company’s size, according to three years’ worth of data from the National Association of Insurance Commissioners.